Last updated October 16, 2026 · ranked from 454 Google reviews · How we rank
This list ranks 8 banks & credit unions in and around Birmingham, MI, led by Frank Swartz, NMLS #406422, Better Rate Mortgage and First Community Bank. Together they have 454 Google reviews; Frank Swartz, NMLS #406422 has the highest Google rating on the list at 5.0. Every place on the list is in Birmingham, MI. Rankings weigh Google rating, review volume, how complete and current each listing is, and our own notes on each place.
Frank Swartz, NMLS #406422Frank Swartz, NMLS #406422 holds a 5.0 Google rating across 163 reviews, listed on Google as mortgage lender.1Mortgage lender
Own this business? Claim itFrank Swartz, NMLS #406422 holds a 5.0 Google rating across 163 reviews, listed on Google as mortgage lender.
“Frank Swartz made our mortgage process fast and simple. Extremely helpful and thorough. Will recommend him to others!”
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2Mortgage lender
Own this business? Claim itOpen now · closes 12:00 AMBetter Rate Mortgage holds a 4.8 Google rating across 151 reviews, listed on Google as mortgage lender.
“Sammy Khraishi was an exceptional person to work with. He was very reassuring throughout the entire process. He made sure that we felt heard and was great at making sure we understood the steps of the entire process. He was also very car…”
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3Bank
Own this business? Claim itClosed · opens 9:00 AMFirst Community Bank holds a 4.8 Google rating across 16 reviews, listed on Google as bank.
“Carrie is one of the best people to work with and help me”
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4Mortgage lender
Own this business? Claim itOpen now · closes 12:00 AMProlific Mortgage holds a 4.4 Google rating across 37 reviews, listed on Google as mortgage lender.
“Victor and his team were AMAZING! Complete transparency, worked as hard for us as if he were doing it for himself. My mother and I will never forget what he did for us. If Prolific had more Victors they would get nothing but 5 star revie…”
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5Bank
Own this business? Claim itPNC Bank holds a 4.6 Google rating across 10 reviews, listed on Google as bank.
“The employees at this location are top-notch! Better than at any other location I have frequented. These employees are why I bank at PNC.”
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6Bank
Own this business? Claim itClosed · opens 9:00 AMFlagstar Bank holds a 4.2 Google rating across 34 reviews, listed on Google as bank.
“Charity is very informative, insightful and helpful with any and all your needs! If you call or visit please ask for her!”
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7Investment bank
Own this business? Claim itAmherst Partners is listed as a financial advisor at 255 E Brown St, Suite 120, Birmingham, MI 48009. The supplied information identifies its business category and office address but does not describe its advisory services, client focus, or fee structure. For readers considering the firm, those details remain to be confirmed; the listing alone does not establish which financial needs it handles. The listed accessibility features include a wheelchair-accessible entrance and wheelchair-accessible parking. On Google, Amherst Partners has a 5-star rating based on two reviews. That is a small review sample, and no review text is provided to explain the ratings or describe client experiences. The available facts therefore offer a basic picture of the firm’s location, accessibility, and review score rather than a detailed account of its work.
“Very nice office space for Amherst Partners. Really nice people too.”
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8Credit union
Own this business? Claim itMichigan United Credit Union is a full-service financial institution at 576 E Lincoln St in Birmingham, MI. Membership is open to people who live, work, worship or attend school anywhere in the State of Michigan, so eligibility is not limited to residents of Birmingham, MI. The credit union identifies loan officers and member service representatives as part of its team and describes personalized service as a priority. That service commitment is the institution’s own description, rather than an independent assessment. The Birmingham, MI location has a drive-through, a wheelchair-accessible entrance and wheelchair-accessible parking. These are useful access features to note when planning an in-person visit. On Google, Michigan United Credit Union has a rating of 3 out of 5 based on 33 reviews. The supplied information does not include individual review comments or details about specific financial products, rates or fees.
“The MUCU in Birmingham has never let our family and business down. We have been members for 30+ years and are grateful for the attentiveness , security measures and friendly communications from Linda and the full team! Thank you for you…”
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| # | Place | Google rating | Price | Google reviews | Neighborhood | Phone | Open now |
|---|---|---|---|---|---|---|---|
| 1 | Frank Swartz, NMLS #406422 | 5.0(163)5.0 out of 5 from 163 reviews (Google rating) | — | 163 | — | +1248-867-1821 | — |
| 2 | Better Rate Mortgage | 4.8(159)4.8 out of 5 from 159 reviews (Google rating) | — | 159 | — | +1248-225-6728 | Open |
| 3 | First Community Bank | 4.8(16)4.8 out of 5 from 16 reviews (Google rating) | — | 16 | — | +1248-940-3057 | Closed |
| 4 | Prolific Mortgage | 4.4(37)4.4 out of 5 from 37 reviews (Google rating) | — | 37 | — | +1248-533-8480 | Open |
| 5 | PNC Bank | 4.6(10)4.6 out of 5 from 10 reviews (Google rating) | — | 10 | — | +1248-901-2017 | — |
| 6 | Flagstar Bank | 4.2(34)4.2 out of 5 from 34 reviews (Google rating) | — | 34 | — | +1248-594-4964 | Closed |
| 7 | Amherst Partners | 5.0(2)5.0 out of 5 from 2 reviews (Google rating) | — | 2 | — | +1248-642-5660 | — |
| 8 | Michigan United Credit Union | 3.0(33)3.0 out of 5 from 33 reviews (Google rating) | — | 33 | — | +1248-814-4000 | — |
Ratings and review counts shown are Google ratings, displayed with attribution.
Each bank & credit union is scored on a Bayesian-weighted rating (its rating adjusted for how many reviews it has compared with the Birmingham category average), how recently we verified its details, and how complete its listing is. Scores and ranks are stored, so the order only changes when the underlying data changes.
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