Last updated September 26, 2026 · ranked from 186 Google reviews · How we rank
This guide to the best banks in Birmingham, MI brings together entries located entirely within the city, with Google ratings and review counts providing a snapshot of each listing. First Community Bank leads the list with a 4.8 rating from 16 reviews, followed by Prolific Mortgage with 4.4 from 37 and Flagstar Bank with 4.2 from 34. PNC Bank has a 4.6 rating from 10 reviews, while Huntington Bank has 3.9 from 20. Citizens, Bank of Ann Arbor and Michigan United Credit Union round out the guide’s entries in Birmingham, MI. Across the listings, ratings range from 3.0 to 4.8, and review counts range from 10 to 37.
Top picks at a glance
1First Community BankReviewers praise First Community Bank for helpful, attentive account-opening support; its Google rating is 4.8 from 16 reviews.
4.8(16)· Google4.8 out of 5 from 16 reviews (Google rating)
Bank
Closed today
Repeated praise for account-opening help gives First Community Bank the top spot in Birmingham, MI. Reviewers describe Carrie as helpful, attentive and proactive, with one noting that she went above and beyond during account setup. That feedback accompanies a 4.8 Google rating from 16 reviews, including 15 five-star ratings. Located at 379 S Old Woodward Ave, the branch opens Monday through Friday from 9 a.m. to 5 p.m. and has a wheelchair-accessible entrance and parking.
Account-opening help
15 five-star reviews
Wheelchair-accessible entrance
“Carrie is one of the best people to work with and help me”
4.4(37)· Google4.4 out of 5 from 37 reviews (Google rating)
Mortgage lender
Detailed borrower feedback earns Prolific Mortgage the No. 2 spot: reviewers describe transparent communication, explanations for a buyer unfamiliar with the process, and persistence in completing a refinance despite obstacles. Other comments credit the team’s work through underwriting and closing. Its Google rating is 4.4 out of 5 from 37 reviews, including 31 five-star ratings. Located at 166 W Maple Rd, Suite 200, Birmingham, MI, the business stands out here for the mortgage guidance and follow-through described by customers.
Transparent communication
Homebuyer guidance
Refinance follow-through
“Victor and his team were AMAZING! Complete transparency, worked as hard for us as if he were doing it for himself. My mother and I will never forget what he did for us. If Prolific had more Victors they would get nothing but 5 star revie…”
4.2(34)· Google4.2 out of 5 from 34 reviews (Google rating)
Bank
Closed today
A broad range of accounts and practical branch access earn Flagstar Bank its No. 3 spot in Birmingham, MI. At 35238 Woodward Ave, it offers checking, high-yield savings, CDs, lending, and financial planning, along with an ATM and drive-through service. Weekday hours run from 9 a.m. to 5 p.m., and the entrance and parking are wheelchair-accessible. Its 4.2 Google rating across 34 reviews includes praise for informative help, professional service, and staff efforts to find banking solutions.
Drive-through service
High-yield savings
Weekday branch hours
“Charity is very informative, insightful and helpful with any and all your needs! If you call or visit please ask for her!”
4.6(10)· Google4.6 out of 5 from 10 reviews (Google rating)
Bank
Closed today
Helpful explanations and attentive branch service earn PNC Bank its No. 4 spot. Reviewers describe employees as thorough and competent, and one specifically praises help depositing a check bearing their preferred name. The branch at 34953 Woodward Ave in Birmingham, MI holds a 4.6-star Google rating from 10 reviews, including nine five-star ratings. Practical features include an ATM, onsite services, a wheelchair-accessible entrance and accessible parking. Branch hours run Monday through Friday, 9 a.m. to 5 p.m.
Thorough service explanations
ATM onsite
Wheelchair-accessible entrance
“Carmalee was not helpful at all. The management at this location does nothing but disappoint”
3.9(20)· Google3.9 out of 5 from 20 reviews (Google rating)
Bank
Closed today
Personal and business banking options, practical access features, and specific praise for staff support earn Huntington Bank fifth place. The branch at 1040 E Maple Rd in Birmingham, MI offers checking and savings accounts, business accounts, and wealth management services. An ATM, drive-through service, and wheelchair-accessible entrance and parking add convenience. One reviewer describes compassionate help with difficult family banking matters, while another praises staff for going the extra mile. Its Google rating is 3.9 stars across 20 reviews.
Drive-through service
Personal and business accounts
Wheelchair-accessible entrance
“Horrible tried to take out 4000$ and was told they might be able to give it to me in 7 or 8 days I've been with Huntington since 1996 and this makes me want to switch banks today”
3.2(11)· Google3.2 out of 5 from 11 reviews (Google rating)
Bank
Closed · opens 9:00 AM
Saturday morning hours and specific accounts of helpful in-person service earn Citizens its No. 7 spot. At 795 E Maple Rd in Birmingham, MI, the branch opens 9 a.m.–4 p.m. weekdays and 9 a.m.–noon Saturdays, with an ATM and wheelchair-accessible parking. One reviewer described patient, knowledgeable assistance with a checking-account update and document notarization; another praised a professional welcome. Its 3.2-star Google rating across 11 reviews also reflects complaints about phone responsiveness and difficulty getting attention inside.
Saturday morning hours
On-site ATM
Wheelchair-accessible parking
“Man at the front extremely nice and professional.”
3.3(25)· Google3.3 out of 5 from 25 reviews (Google rating)
Bank
Closed today
An easy account-opening experience and familiar faces help Bank of Ann Arbor earn the No. 8 spot in Birmingham, MI. One reviewer describes a prepared, kind banker who made opening an account efficient; another longtime customer says staff greet them by name. Other positive reviews mention fast service and friendly interactions. The locally owned and operated bank at 33583 Woodward Ave also offers practical access: an ATM, onsite parking, a wheelchair-accessible entrance and parking, and weekday hours from 8:30 a.m. to 5 p.m.
Locally owned bank
Onsite ATM
Weekday branch hours
“Fav bank ever. I love going in there and bugging the staff hahahaha and they are always nice to me and tolerate my shenanigans”
3.0(33)· Google3.0 out of 5 from 33 reviews (Google rating)
Credit union
Closed today
Broad membership eligibility and practical branch access earn Michigan United Credit Union the No. 9 spot. At 576 E Lincoln St in Birmingham, MI, this full-service financial institution welcomes people who live, work, worship or attend school in Michigan. The branch offers a drive-through, wheelchair-accessible entrance and parking, and Friday hours until 5:30 p.m. Positive reviews praise loan service and decades of attentive support, while its 3-star Google rating across 33 reviews also reflects complaints about customer service.
Statewide membership eligibility
Drive-through service
Wheelchair-accessible entrance
“Elizabeth Irons the Loan Manager Michigan United Credit Union in Birmingham provided me with the very best service I have ever had in over 12 years in working with them. Excellent job!”
Ratings and review counts shown are Google ratings, displayed with attribution.
How we ranked this list
Each bank is scored on a Bayesian-weighted rating (its rating adjusted for how many reviews it has compared with the Birmingham category average), how recently we verified its details, and how complete its listing is. Scores and ranks are stored, so the order only changes when the underlying data changes.
Which banks in Birmingham, MI have Saturday hours?
Chase Bank at 200 S Old Woodward Ave is open Saturday from 9 a.m. to 2 p.m. Citizens at 795 E Maple Rd is open from 9 a.m. to noon. First Merchants Bank at 37100 Woodward Ave in Bloomfield Hills also opens Saturdays from 9 a.m. to noon.
Where can I find drive-through banking in Birmingham, MI?
Flagstar Bank at 35238 Woodward Ave, Huntington Bank at 1040 E Maple Rd and Michigan United Credit Union at 576 E Lincoln St all have drive-through service. Flagstar and Huntington also list ATMs.
Where can I exchange foreign currency in Birmingham, MI?
Foreign Currency Exchange Services is in the Merrillwood Collection Building at 251 E Merrill St, Suite 238. It carries more than 60 international currencies, including euros, pounds, pesos and Canadian dollars. Orders include free currency conversion charts and travel financial advice, and the company buys back excess paper currency. Office hours are Monday through Friday, 9 a.m. to 5 p.m.
Which branches in Birmingham, MI offer earlier or later weekday hours?
Bank of Ann Arbor at 33583 Woodward Ave opens at 8:30 a.m. and closes at 5 p.m. Monday through Friday. Michigan United Credit Union at 576 E Lincoln St stays open until 5:30 p.m. on Fridays. Its Monday, Tuesday and Wednesday hours are 9 a.m. to 5 p.m.; Thursday hours are 10 a.m. to 5 p.m.
Who can join Michigan United Credit Union in Birmingham, MI?
Anyone who lives, works, worships or attends school in the State of Michigan is eligible to join. The branch at 576 E Lincoln St has a drive-through, wheelchair-accessible entrance and wheelchair-accessible parking.