This guide to the best mortgage lenders and brokers in Birmingham, MI compares offices by review history, services and scheduling. Swift Home Loans, at 805 E Maple Rd, Birmingham, MI, has the largest Google review count in the group: 2,062 reviews and a 4.8 rating. Its brokerage description highlights access to wholesale pricing and no up-front credit pulls required. Better Neighbor Mortgage, at 280 N Old Woodward Ave, Birmingham, MI, has a 5.0 rating from 166 reviews and handles home purchases and refinancing.
The choices also include a bank loan officer: Frank Swartz with Citizens Bank, at 725 S Adams Rd, Suite 286, Birmingham, MI, has a 5.0 rating from 163 reviews. On W Big Beaver Rd in Troy, Vema Mortgage pairs a 5.0 rating with 1,137 reviews, while Lit Financial has 4.9 from 1,004. Lit Financial specifically lists first-time buyers, refinancing and investment-property financing among its services.
Hours distinguish these offices, too. Better Neighbor lists weekday hours of 8 a.m.–6 p.m.; Swift lists 6 a.m.–midnight. Vema opens daily from 9 a.m.–9 p.m., and Lit Financial and Sintra Mortgage list daily hours of 8 a.m.–8 p.m. For online appointments, both Sintra Mortgage and Loanville list that option.
4.8(2,062)· Google4.8 out of 5 from 2062 reviews (Google rating)
Mortgage Lender
Closed today
Swift Home Loans is a mortgage lender at 805 E Maple Rd in Birmingham, MI. The business describes its role as a mortgage broker, shopping for interest rates and costs on behalf of clients and providing access to wholesale mortgage pricing. Its stated approach centers on tailoring mortgage solutions to individual borrowers and simplifying the process. Swift cites more than 30 years of mortgage experience; that figure describes its experience, rather than establishing how long this location has operated.
For people beginning to explore financing, Swift says no up-front credit pulls are required. Its description emphasizes comparing rates and costs, though it does not provide specific loan terms or pricing. The business has a 4.8-star Google rating from 2,062 reviews. At the Birmingham, MI address, listed accessibility features include a wheelchair-accessible entrance and wheelchair-accessible parking.
5.0(1,137)· Google5.0 out of 5 from 1137 reviews (Google rating)
Mortgage Lender
Open now · closes 9:00 PM
Vema Mortgage LLC is a mortgage lender and broker at 3250 W Big Beaver Road, Suite 540, in Troy. For readers of this Birmingham, MI guide, the location is worth noting: the office is in Troy rather than Birmingham, MI. The business provides mortgage options and personalized guidance for individuals and families seeking home financing. It operates under NMLS number 1019911.
Vema’s business description emphasizes helping customers navigate the lending process and select a financing solution. It also states that the company ranks among the top 20 UWM brokers nationwide, though the supplied information does not specify the ranking’s date or criteria. Its Google listing shows a 5-star rating across 1,137 reviews. The business is identified as Asian-owned, and its listed accessibility features include a wheelchair-accessible entrance and wheelchair-accessible parking.
4.9(1,004)· Google4.9 out of 5 from 1004 reviews (Google rating)
Mortgage Lender
Open now · closes 8:00 PM
Lit Financial is a mortgage lender at 3221 W Big Beaver Rd in Troy, MI, providing a home-financing option for readers in Birmingham, MI. Its stated areas of work include financing for first-time homebuyers, refinancing existing mortgages, and financing investment property. The business describes an approach built around matching mortgage solutions to each client’s financial goals, with brokers working on rates and loan terms.
In its business description, Lit Financial emphasizes transparent communication, guidance through the financing process, and client relationships that continue beyond closing. These are the company’s stated priorities rather than guarantees of a particular lending outcome. Its Google listing carries a 4.9 rating from 1,004 reviews. Onsite services are available, and the listed accessibility features include a wheelchair-accessible entrance and wheelchair-accessible parking. The business description also lists license number 25539292.
4.9(789)· Google4.9 out of 5 from 789 reviews (Google rating)
Mortgage Lender
Closed · opens 10:00 AM
Nations Mortgage LLC is a mortgage lender at 3310 W Big Beaver Rd, Suite 300, in Troy, MI 48084. For readers of this Birmingham, MI guide, the location distinction matters: the listed office is in Troy, not Birmingham, MI. The business has a Google rating of 4.9 out of 5 from 789 reviews. That score and review count provide a snapshot of its Google feedback, though the supplied information does not include individual review comments.
The office lists a wheelchair-accessible entrance and wheelchair-accessible parking. Beyond its mortgage-lender category, the available information does not specify loan products, rates, fees, eligibility requirements, or appointment procedures. Readers considering Nations Mortgage LLC would need to confirm those details directly, along with office hours, which are not included in the listing information provided.
4.9(587)· Google4.9 out of 5 from 587 reviews (Google rating)
Mortgage Lender
Open now · closes 8:00 PM
Sintra Mortgage is a mortgage lender at 3310 W Big Beaver Rd, Suite 210, Troy, MI 48084. For readers of this Birmingham, MI guide, the listed office location is in Troy rather than Birmingham, MI. The business offers both online appointments and onsite services, giving readers two listed ways to connect with the lender. The supplied information does not specify appointment hours, loan products, rates, or fees.
The office lists a wheelchair-accessible entrance and wheelchair-accessible parking. Sintra Mortgage also has a Google rating of 4.9 from 587 reviews. That score provides an aggregate measure of reviewer feedback, but the supplied data does not include individual reviews or identify particular aspects of service that reviewers mention. The clearest documented features are its mortgage-lending focus, its West Big Beaver Road office, its online appointment option, and its listed accessibility provisions.
5.0(378)· Google5.0 out of 5 from 378 reviews (Google rating)
Mortgage Lender
Closed · opens 9:00 AM
Loanville LLC is a mortgage lender at 3290 W Big Beaver Rd, Suite 425, in Troy, MI. Its stated services cover obtaining a mortgage to purchase a new home and refinancing an existing mortgage. For homeowners considering refinancing, the business identifies lowering a payment or accessing equity as potential goals. Loanville also states that its licensed mortgage professionals are available to answer clients’ questions about mortgages.
For readers in Birmingham, MI, the listed office is in Troy rather than within the city. Online appointments are available, providing an alternative to an office appointment. The location also lists a wheelchair-accessible entrance and wheelchair-accessible parking. Loanville has a Google rating of 5 out of 5, based on 378 reviews. Those figures provide a snapshot of its Google review record, separate from its stated mortgage and refinancing services.
5.0(309)· Google5.0 out of 5 from 309 reviews (Google rating)
Mortgage Lender
Open now · closes 12:00 AM
National Mortgage Funding is a mortgage lender at 3310 W Big Beaver Rd, Suite 105, in Troy, serving as an option for readers of this Birmingham, MI guide who are considering a home purchase or refinancing. The company describes its approach as a “single voice experience,” with an emphasis on clear expectations and attention to detail throughout the mortgage process.
Its stated model gives borrowers a role in choosing their mortgage structure with guidance from Home Loan Advisors. Those choices include loan options, terms, and combinations of rates and costs. The company says its goal is to make purchasing or refinancing a home comfortable and easy. Its Google listing has a 5-star rating from 309 reviews. The listed accessibility features include a wheelchair-accessible entrance and wheelchair-accessible parking.
5.0(166)· Google5.0 out of 5 from 166 reviews (Google rating)
Mortgage Lender
Closed today
Better Neighbor Mortgage, LLC provides mortgage brokerage services at 280 N Old Woodward Ave in Birmingham, MI. Its work covers two types of financing needs: purchasing a new home and refinancing an existing property. Although listed in the mortgage lender category, the business describes its role as an intermediary between borrowers and lenders, helping clients navigate the financing process rather than presenting itself solely as a direct lender.
The company’s stated approach centers on reducing complexity, saving time, and tailoring financing solutions to clients’ needs. It describes clarity and confidence as priorities for people making a home-financing decision. Its Google listing shows a 5-star rating from 166 reviews, though the supplied information does not include individual review comments. Wheelchair-accessible parking is among the listed accessibility features at its Birmingham, MI location.
5.0(163)· Google5.0 out of 5 from 163 reviews (Google rating)
Mortgage Lender
Frank Swartz is a mortgage loan officer with Citizens Bank, listed under NMLS #406422. His office is at 725 S Adams Rd, Suite 286, in Birmingham, MI 48009. The business is categorized as a mortgage lender, and the listing identifies Swartz by name rather than presenting only the bank’s name. For readers looking up this office, the street address, suite number, bank affiliation, and NMLS number are the key identifying details provided.
The Google listing shows a 5-star rating from 163 reviews. That score reflects the listed reviews, but the supplied information does not include individual review comments or details about loan products, rates, or fees. Accessibility information lists both a wheelchair-accessible entrance and wheelchair-accessible parking at the Birmingham, MI location.
4.9(159)· Google4.9 out of 5 from 159 reviews (Google rating)
Mortgage Lender
MortgageUSA, LLC is a mortgage lender at 3250 W Big Beaver Rd, Suite 342, in Troy, MI 48084. For Birmingham, MI readers considering home financing, the business’s stated focus covers both home purchases and refinancing. Its description presents the team as home loan experts and emphasizes the purchase or refinance experience. The provided information does not identify specific loan programs, interest rates, fees, or eligibility requirements, so it offers a general overview rather than details for comparing loan terms.
The business has a Google rating of 4.9 from 159 reviews. That provides an aggregate customer rating, though no individual review comments are included to explain it. Listed accessibility features include a wheelchair-accessible entrance and wheelchair-accessible parking. The office address is in Troy, rather than Birmingham, MI.
4.8(151)· Google4.8 out of 5 from 151 reviews (Google rating)
Mortgage Lender
Open now · closes 12:00 AM
Better Rate Mortgage is a mortgage lender at 390 Park St, Suite 100, in Birmingham, MI. Its stated approach centers on customer support, mortgage advice and transparency throughout the lending experience. The company describes its mission as helping customers find a mortgage while making the process simpler through technology. These are the lender’s stated priorities rather than details about specific loan products, rates or terms, which are not included in the available information.
The business has a Google rating of 4.8 stars from 151 reviews. That score provides an overall measure of its Google feedback, though the supplied information does not include individual reviews or comments about particular services. For visitors to its Birmingham, MI office, the listed accessibility features include a wheelchair-accessible entrance and wheelchair-accessible parking. The available information establishes its location and broad service approach, but does not specify office hours or appointment procedures.
4.8(147)· Google4.8 out of 5 from 147 reviews (Google rating)
Mortgage Lender
Closed today
Coast 2 Coast Lenders, LLC is a mortgage lender based at 3310 W Big Beaver Road, Suite 250, in Troy, MI. Its services include home purchase loans, refinancing, investment property loans, and home equity loan options. The loan lineup covers conventional mortgages as well as government-backed FHA, VA, and USDA loans. The company also provides personalized guidance for first-time homebuyers, with support described as extending from application through closing.
The company’s description emphasizes transparency and mortgage options tailored to individual borrowers. Its Google listing has a 4.8-star rating from 147 reviews; that rating is a customer-review measure rather than a guarantee of loan terms or outcomes. The office lists a wheelchair-accessible entrance and wheelchair-accessible parking. Coast 2 Coast Lenders identifies its company NMLS number as 2500000.
5.0(142)· Google5.0 out of 5 from 142 reviews (Google rating)
Mortgage Lender
Closed · opens 9:00 AM
Best Rate Mortgage is a mortgage lender at 3250 W Big Beaver Rd, Suite 303, in Troy, rather than Birmingham, MI. Its listed services focus on refinancing, including primary mortgage refinancing, consolidation of multiple mortgages or liens, cash-out refinancing, and debt consolidation refinancing. The business also lists home improvement refinancing, jumbo refinancing, and reverse mortgage refinancing. Its Google listing has a 5-star rating from 142 reviews.
The refinance offerings include several named programs: VA IRRL Streamline, FHA Streamline, FHA 203(K) Renovation, FHA 203(K) Streamline, and Fannie Mae HomeStyle Renovation refinancing. HARP refinancing also appears in the business’s description. For Birmingham, MI readers reviewing these options, the listing identifies the types of refinancing offered but does not provide rates, fees, or eligibility requirements. The location has a wheelchair-accessible entrance and wheelchair-accessible parking.
4.4(37)· Google4.4 out of 5 from 37 reviews (Google rating)
Mortgage Lender
Prolific Mortgage is listed in the bank category at 166 W Maple Rd, Ste 200, Birmingham, MI 48009. The address identifies a specific suite, rather than just a street-level location, for readers looking up the business. Its Google listing has a rating of 4.4 out of 5 from 37 reviews. That score provides an aggregate measure of reviewer feedback, though the supplied information does not include individual review comments or details about customer experiences.
The available listing is limited to basic location and rating information. No business description, hours, service details, or pricing information is provided. Although the business name refers to mortgages, the supplied facts do not identify particular loan products or lending terms. For a local guide entry, the confirmed details are its bank classification, Birmingham, MI address, and Google review record.
